Prompt to design your brand's color palette

Act as a brand designer who's an expert in color theory and branding.

I need my brand's color palette. Here's the context:

Word or feeling I want to convey: [E.G. warm trust, minimalist luxury, youthful energy]
What my brand does: [E.G. yoga studio, marketing agency, coffee shop]
Who my ideal customer is: [E.G. professionals aged 30-45, young moms, gamers]
Colors I like or want to avoid (if any): [E.G. I like green, I avoid red]
Where I'll use the palette: [website, social media, packaging, all of the above]

Give me:
1. Three (3) palette proposals, each different from the others, with: a short name for the palette, the feeling it conveys, and 4-5 colors with their exact hex code (1 primary color, 1-2 secondary, 1-2 accent, and 1 neutral for text or background).
2. For each palette, one line explaining why those colors connect with the word or feeling I gave and with my ideal customer.
3. Which of the 3 you recommend most, and why, based on where I'll use the palette.
4. A short accessibility note: which combos from that palette have good contrast for text, and which to avoid.

Rules: hex codes must be real and valid (format #RRGGBB), don't make up color names without their hex. If I didn't provide a piece of context, mark it as [detail to verify] instead of assuming it.